Terms of Use

1. Acceptance of Terms

By accessing and using Piggy Bank ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Piggy Bank is a budgeting application that helps you organize your finances using a "jar" system. The Service allows you to connect your bank accounts via Plaid, categorize transactions, and allocate paychecks across different spending categories.

3. User Accounts

To use the Service, you must create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Bank Account Connection

The Service uses Plaid to connect your bank accounts. By connecting your accounts, you authorize Plaid and Piggy Bank to access your financial data in accordance with our Privacy Policy. You may disconnect your accounts at any time.

5. Use of Service

You agree not to:

• Use the Service for any illegal purpose or in violation of any laws.
• Attempt to gain unauthorized access to the Service or related systems.
• Interfere with or disrupt the Service or servers connected to the Service.
• Use automated systems to access the Service without permission.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by SIQstack and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

7. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, secure, or error-free.

8. Limitation of Liability

To the maximum extent permitted by law, SIQstack shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

9. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will cease immediately.

10. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by updating the "Last Updated" date. Your continued use of the Service after such modifications constitutes acceptance of the updated terms.

11. Contact Information

If you have any questions about these Terms, please contact us at info@siqstack.com.